Care Economy

 

Insurable persons

The insurance is available for the following persons, who are temporarily staying in the Federal Republic of Germany, Austria, the member states of the European Union, Switzerland, Liechtenstein or the Schengen states:

  • foreign nationals
  • German or Austrian nationals with permanent place of residency abroad for more than 2 years,

Maximum age insurable: 74 years old.

Duration of coverage

Minimum duration of coverage: 1 day. Maximum period: 2 years (incl. extensions).
Premium overview Overseas health insurance Care Economy
One-time premium Overseas health insurance
Duration of coverage up to ... days up to 64 years old
without deductible		 up to 64 years old
with deductible		 65-74 years old
without deductible		 65-74 years old
with deductible
90 1.18 EUR/Day 1.00 EUR/Day 3.48 EUR/Day 2.95 EUR/Day
91 - 180 1.59 EUR/Day 1.35 EUR/Day 4.37 EUR/Day 3.70 EUR/Day
181 - 365 2.30 EUR/Day 1.95 EUR/Day 5.84 EUR/Day 4.95 EUR/Day
366 - 730 2.83 EUR/Day 2.40 EUR/Day 9.32 EUR/Day 7.90 EUR/Day
Minimum premium per person and period: 10.00 EUR

Care Economy - All benefits at a glance
Overseas health insurance
Benefits* Care Economy
toll-free service number Yes
out-patient treatment by a doctor Yes
inpatient treatment in the hospital, standard care class (multiple-bed rooms) – no optional benefits (including follow-up treatment) Yes
prescription medications and dressings Yes
pregnancy examinations and treatment; delivery (after the 8-month waiting period) Yes
medically prescribed massages, medical packs and inhalers Yes
prescription ambulance services Yes
transport in case of death/burial costs up to EUR 25,000.00 Yes
pain-relieving dental treatment and repair of existing dental prosthesis at 100%, up to max. EUR 300.00 for periods of coverage up to 180 days, over 180 days max. EUR 600.00 Yes
prescription medical aids following an accident Yes
additional costs for medically advisable repatriation up to EUR 25,000.00 Yes
direct settlement with doctors, hospitals, etc. via medical treatment certificates (only in Germany/Austria Yes
stay in home country (Duration >= 1 Year) up to 6 weeks/policy year (Care Concept AG requires prior written notification of the home country stay.) Yes

deductible removable		 Yes

otherwise EUR 25.00 per insured event
 

*For a complete list of benefits please see the insurance terms and conditions.