Health and nursing care insurance for empoyees

As an employee with a salary of more than 538 euros, you need health and nursing care insurance coverage in Germany.

	TK	DAK	vividabkk
Contribution
Krankenversicherung (Arbeitgeberanteil 50 %)	17,05 % (8,525 %)	17,4 % (8,7 %)	18,39 % (9,2 %)
Pflegeversicherung (Arbeitgeberanteil 50 %) Beitragszuschlag für Kinderlose ab 23 Jahre	3,6 % (1,8 %) 0,6 %	3,6 % (1,8 %) 0,6 %	3,6 % (1,8 %) 0,6 %
Rentenversicherung (Arbeitgeberanteil 50 %)	18,6 % (9,3 %)	18,6 % (9,3 %)	18,6 % (9,3 %)
Arbeitslosenversicherung (Arbeitgeberanteil 50 %)	2,6 % (1,3 %)	2,6 % (1,3 %)	2,6 % (1,3 %)
Benefits & Services
Outpatient treatment by a doctor
Inpatient treatment at a hospital (standard care class - multiple-bed rooms - no optional benefits)	Deductible 10 € per day max. 28 days	Deductible 10 € per day max. 28 days	Deductible 10 € per day max. 28 days
Prescription medications and transportation	Deductible 10 % max 10 €	Deductible 10 % max 10 €	Deductible 10 % max 10 €
Examinations and treatment by gynaecologists
Dental treatment
Dental prosthesis and orthodontics	It depends on what is done	It depends on what is done	It depends on what is done
Medical aids and remedies (therapies: light, physical, ergo, speech, massage)	Deductible approx. 15 %	Deductible approx. 15 %	Deductible approx. 15 %
Psychotherapy (outpatient)
HPV-Vaccination	up to 26 years	up to 17 years	up to 17 years
Professional tooth cleaning	up to 40 Euro	up to 60 Euro	up to 50 Euro
Coverage in home country/abroad	Europe	Europe	Europe
Deductible	(Depending on benefits)	(Depending on benefits)	(Depending on benefits)
Guarantee of continued coverage

*Applies only to health insurance, not to the compulsory long-term care insurance. Except age group jump to 30th birthday in health insurance.