Health and care insurance for students
As a student in Germany you need a good health and long-term care insurance. It is always possible that you get sick or have an accident that can be very expensive. If you want to enroll as a student at a German university or university, you must prove that you have sufficient health and care insurance. At the beginning of your studies you can choose as a student whether you want to insure yourself in a statutory or a private insurance. For both cases we have the right offer.
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| TK | DAK |
Care Student |
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| Contribution | |||
| 12-22 Years | 139,11 € | 142,10 € | 95,59 € |
| 23-29 Years | 144,24 € | 147,23 € | 95,59 € |
| 30-34 Years | 257,78 € | 262,15 € | 121,65 € |
| Benefits & Services | |||
| Outpatient treatment by a doctor |  |
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up to 2.3 times the basic rate |
| Inpatient treatment at a hospital (standard care class - multiple-bed rooms - no optional benefits) | Deductible 10 € per day max. 28 days |
Deductible 10 € per day max. 28 days |
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| Prescription medications and transportation | Deductible 10 % max 10 € |
Deductible 10 % max 10 € |
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| Examinations and treatment by gynaecologists | |
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| Pregnancy examinations and treatments, delivery | |
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| Dental treatment | |
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up to EUR 500.00, thereafter 50% per calendar year |
| Dental prosthesis and orthodontics | It depends on what is done |
It depends on what is done |
50 % up to EUR 500.00 per calendar year |
| Medical aids and remedies (therapies: light, physical, ergo, speech, massage) |
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Deductible approx. 15 % |
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| Psychotherapy (outpatient) | |
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at 70%, max. 50 meetings per calendar year |
| Daily hospital allowance (from the 15th day of a medically necessary hospital stay) |  |
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EUR 25.00 EUR per day, max. 20 days per calendar year |
| Convalescence allowance (for a hospital stay of 14 days and subsequent incapacity for work, at least 90 calendar days total) | |
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EUR 1,500.00 |
| HPV-Vaccination | |
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| Professional tooth cleaning | |
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| Coverage in home country/abroad | Europe |
Europe |
Europe; non-European countries in the first month |
| Deductible | (Depending on benefits) |
(Depending on benefits) |
EUR 300.00 per calendar year |
| Guarantee of continued coverage | |
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| Premium guarantee for the entire duration of coverage | |
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*Applies only to health insurance, not to the compulsory long-term care insurance. Except age group jump to 30th birthday in health insurance.