The TK - Germany's best health insurance 2024
The TK - Germany's best health insurance 2024
For the eighteenth time, Focus-money (issue 7/2024) has tested the German health insurance Companies. For the eighteenth time in a row the business magazine comes to the conclusion: the TK is germany's best health insurance Company-with a clear distance from the second place.
HPV vaccination
The TK reimburses the cost of Vaccination-minus the additional charge for the Vaccine-for women and men from the 18th birthday until one day before the 27th birthday.
Travel vaccinations
If you are planning a private trip abroad, TK will pay the costs (less the additional charge for the vaccine if applicable) of the vaccinations recommended by the Standing Committee on Vaccination (STIKO) for your destination country. These include vaccinations against hepatitis A and B or malaria prophylaxis.
Sport check-ups
TK members receive subsidies from the TK allowing them to take advantage of sport check-ups and consultations every two years. These check-ups must be performed by a licensed sport physician. 80 percent of the invoice amount will be reimbursed; however, no more than 60 EUR will be reimbursed for basic check-ups and no more than 120 EUR for more comprehensive screening (including basic check-ups).
TK-Bonus Program
It always pays to take care of your health. However, it isn’t always easy to stick to your resolutions as you go about your daily life. This is why the TK helps you to keep motivating yourself. Take part in the TK-Bonus Program and get some money back!
Skin cancer screening
The TK offers skin cancer screening to its members from the age of just 20 – i.e. before they are legally entitled to this type of preventive measure. Members can have dermatologists bound by contract to the TK perform these checks every two years.
Free choice of doctor and hospital
Free choice of doctor and hospital
You choose the clinics and community-based doctors you prefer. For TK, it goes without saying that you should be able to go to the doctor or hospital you want! You decide on the right hospital for you in agreement with your doctor. The only requirement is that you choose a suitable hospital bound by contract to the health insurance providers.
TK Card
With the TK health card, you can take advantage of medical services throughout GERMANY. On the back is the European Health Insurance Card (short EHIC). It is also well-protected in all EU countries, as well as in many other European states and even some non-eu territories.
TK app
The TK app offers numerous functions that allow you to deal with your TK business quickly and easily using your smartphone. These include: Sending sick notes and documents Sending messages to the TK Receiving letters from the TK online Full digital use of the TK-Bonus Program Fitness program with access to the Apple Health app or Google Fit
TK-Services
The TK is here for you – in many different ways and also outside office hours, for example with TK-MediCall, where you can immediately get competent answers to your questions round the clock from 100 specialists in the most important branches of medicine. The same service is offered by the paediatricians at TK-FamilyMediCall, who will give you information about your child's health. The TK-TravelMediCall service will assist you if you need medical advice while you are abroad, and can also help you find a local doctor who speaks German or English. The TKAppointmentService is particularly helpful and will make an appointment for you with your family doctor or specialist (except appointments for treating psychiatric illness). The TK-ServiceTeam is ready to help you 24 hours a day, 365 days a year. Telephone: 0800 - 285 85 85 (no charge if calling from within Germany)
TK-EuropeService
In many of Europe’s holiday regions, you can benefit from special TK contracts with selected clinics. This gives you access to quality-controlled clinics in the event of an emergency.
